We Fight Insurance Companies When They Act in Bad Faith

The Law Offices of Linda Ross wants injured people to know their rights and the importance of having appropriate auto accident coverage. If you have been injured by the negligence of another person or entity and are involved in an insurance claim dispute, we invite you to contact us for a free evaluation of your case.

After more than 35 years practicing as a personal injury lawyer at our Union Street location in San Francisco, Linda Ross understands what drives insurance companies. You always have to be vigilant; under the best circumstances there are many incentives for them to close your claim quickly with an attractive-seeming offer.

When an insurance company unfairly delays or completely denies your legitimate claim, however, it usually isn't the result of cost incentives. It is often the result of an intentional attempt to shift a costly claim into another quarter — or to deny it despite the coverage you paid for.

Linda Ross has extensive experience fighting the bad faith practices of insurance companies. She has fought on behalf of her injured clients and has had several personal experiences with insurers. She has also lectured for consumer attorneys and the Trial Lawyers Association, as well as authored articles on vehicle insurance. For a free evaluation of your insurance coverage dispute, call 415-692-7689 or contact us online.

Examples of Bad Faith Insurance Practices

If you are being treated unethically by your insurance company, chances are you will know it. Examples of bad faith insurance practices include:

  • Making you "jump through hoops," such as excessive paperwork or documentation
  • Failing to pay benefits
  • Delaying benefits
  • Denying benefits
  • Pressuring consumers to give statements that are then used against them
  • Pushing cases to trial unnecessarily
  • Improperly valuing property

Our law firm handles claims disputes that involve:

  • Auto accident insurance litigation involving underinsured and uninsured motorists
  • Homeowners' insurance
  • Life insurance
  • Health care coverage and Med Pay accident insurance

What You Should Know as a Consumer

The following tips can help you:

  • Do not believe what the insurance agent tells you or what the policy says. Get a legal opinion. Our law firm won an insurance bad faith case because the policy exclusion violated California law.
  • When an insurance company does not comply with its obligations to you, you may have grounds for a lawsuit. If you win the lawsuit, you may be entitled to the money you had to spend to obtain what was due to you under the policy, including attorney fees you had to pay, plus interest and punitive damages.
  • A high percentage of people who cause accidents are not insured or do not have the minimum liability coverage. You need to have protection not only for people whom you might injure, but for yourself. Many people carry only the minimum UM/UIM coverage. You should increase your UM/UIM coverage to at least as much as your liability coverage.
  • Uninsured motorist/underinsured motorist (UM/UIM) and medical payments insurance (Med Pay) are a bad product for insurance companies — but good for you. Agents discourage Med Pay and do not encourage more than the minimum UM/UIM.
  • Knowledge is power, and you need to protect yourself and your loved ones.

We enforce your rights. Insurance coverage should be prompt, fair and equitable. If you have a problem with a claim, call today to talk with one of our attorneys.

Contact Us Now for a Free Case Evaluation

The Law Offices of Linda Ross offers free initial phone or office consultations, so call us now at 415-692-7689 or contact us online to get started.